Category Archives: Natural Disasters

New Laws Impacting Agents and Policy Issuance

Several new laws related to TWIA were passed by the Texas Legislature during this year’s regular legislative session. While most of them do not directly impact agents, we want you to have all of the information about how TWIA’s operations … Continue reading

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New State Laws Affecting TWIA

New Laws Impacting Agents and Policy Issuance Policyholder Payment Grace Period: Before the legislative session, TWIA’s Board outlined several recommendations for the Texas Legislature on how to improve TWIA’s operations. House Bill 2920 is based on one of those recommendations … Continue reading

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STORM PREP SAFETY AND CHECKLIST

The official start of Hurricane Season is June 1. And we all know Mother Nature can really pack a punch. Stay safe and prepare with these tips and guides. Be ready for whatever weather comes your way Basic Disaster Supplies List … Continue reading

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HURRICANE PREPARATION AT HOME

From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during … Continue reading

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Information for Employers and Group Health Plan Sponsors on COVID-19

States and the federal government have issued (or re-issued) guidance for employers in response to the recent novel coronavirus disease 2019 (COVID-19) pandemic. As of March 14, 2020, the Centers for Disease Control and Prevention (CDC) has reported more than … Continue reading

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NOAA Predicts a near-normal year for hurricane season

Preparing for the 2019 Hurricane Season NOAA predicts a near-normal year The 2019 hurricane season has officially begun and will last until November 30. The National Oceanic and Atmospheric Administration (NOAA) predicts a near-normal hurricane season for the Atlantic this … Continue reading

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Hurricane season is coming

August will mark 2 years since Harvey.   Some repairs are finished.  Some people have sold their homes in different stages of repair.  I know a couple people that had to demolish their home and build another house with a higher … Continue reading

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Harvey Claims

The anniversary of the date Hurricane Harvey made landfall on the Texas coast is quickly approaching on August 25, 2018. Texas law requires TWIA policyholders to report claims for windstorm damage within one year of the date the property was … Continue reading

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2018 Hurricane prediction

A scientist with the Global Weather Oscillations is predicting the 2018 Atlantic hurricane season to be somewhat of a repeat of 2017.   Claiming this year will bring more devastating storms.  According to the GWO, a storm prediction company, this year’s … Continue reading

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    Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the … Continue reading

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