Tag Archives: home insurance
Insurance Explained: : What Are “Named Perils”?
When it comes to home insurance, policies can come with a lot of industry jargon. But it’s important to understand the different terms and coverage options available. One common term you may come across is “Named Perils.” These are specific … Continue reading
What Is Loss of Use Coverage in Homeowners Insurance?
Imagine your home is damaged and you have no choice but to temporarily leave it while repairs are underway. The question arises: Where would you stay? Will the cost of a hotel or temporary apartment fit into your budget? This … Continue reading
Hurricane Season Is Here, Are You Ready?
We can’t prevent them from coming our way, but now is the time to assess your preparedness for the 2023 storm season. With the season running from June 1 to November 30, coastal and inland region homeowners must prepare for … Continue reading
Fourth of July Safety Tips for Pet Owners and Homeowners
Fourth of July can be ruff for pets. While fireworks, grilling, and outdoor gatherings add a certain spark to our July 4th celebrations, they’re known to pose potential hazards for not just our furry friends, but for everyone if not … Continue reading
Alert to Dog Owners: Bite Claims Getting More Expensive
While the number of dog bite claims has dipped, the cost of dog bite claims has been growing significantly, new data from the Insurance Information Institute shows. Last year, the number of claims decreased 2.2%, but claim costs grew 32% to … Continue reading
Preventing water claims with your HVAC system
As the temperatures continue to rise, so do the number of claims seen due to a/c drain line overflow. While some of these claims can be costly, most of them could be prevented with routine inspections and maintenance. Here are … Continue reading
It’s Time to Get Prepared!
May 1st marked the arrival of National Hurricane Preparedness Week, and with the start of the Atlantic Hurricane Season fast approaching on June 1st, it’s time to get a strategy in place. Hurricanes cause vast amounts of damage and devastation, … Continue reading
New State Laws Affecting TWIA
New Laws Impacting Agents and Policy Issuance Policyholder Payment Grace Period: Before the legislative session, TWIA’s Board outlined several recommendations for the Texas Legislature on how to improve TWIA’s operations. House Bill 2920 is based on one of those recommendations … Continue reading
STORM PREP SAFETY AND CHECKLIST
The official start of Hurricane Season is June 1. And we all know Mother Nature can really pack a punch. Stay safe and prepare with these tips and guides. Be ready for whatever weather comes your way Basic Disaster Supplies List … Continue reading
2019 HB2102: Prohibition against “Deductible Eaters”
The waiving deductible practices of some contractors has been a widespread issue throughout Texas and other states. Policyholders are duped into fraudulent insurance claims with promise of “rebates, deductible waivers, credit” for their business. Most commonly done in the roofing … Continue reading
