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Category Archives: Workers Compensation Insurance

2020 Plan Limitations!

401(k)/403(b)/457 Salary Deferrals: For participants under age 50 by 12/31/2020 – $19,500 For participants over age 50 by 12/31/2020 – $26,000 Maximum Annual Defined Contribution Plan Limit: For participants under age 50 by 12/31/2020 – $57,000 For participants over age … Continue reading

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IRS Releases Guidance for Employers Offering Individual Coverage HRAs

On September 27, the Internal Revenue Service (IRS) released proposed regulations on the application of the Affordable Care Act’s (ACA) employer shared responsibility provisions to a new type of Health Reimbursement Arrangement (HRA) available starting in 2020.  In June 2019, … Continue reading

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IRS Confirms ACA Pay or Play Penalties Still Apply

Overview The IRS Office of Chief Counsel recently released an information letter regarding the employer shared responsibility (pay or play) penalties under the Affordable Care Act (ACA). This information letter confirms that the pay or play penalties continue to apply … Continue reading

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New Overtime Rule Raises Salary Cut-Off to $35,568

Employees who make less than $35,568 are now eligible for overtime pay under a final rule issued today by the U.S. Department of Labor (DOL). The new rate will take effect Jan. 1, 2020. To be exempt from overtime under … Continue reading

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Acceptable Reasons for Termination

Clients ask me from time to time about different things and this recently came up.  Here is some information from The Hartford’s website.  Texas is an “at will” work state as far as I know.  But I am not sure how that … Continue reading

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Texas Mutual e-Learning

Since introducing e-Learning earlier this year, thousands of employers have taken advantage of this free workplace safety training tool.  Texas Mutual clients can join in as well and start utilizing more than 200 new video courses and free record keeping. … Continue reading

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Workers comp payroll billing

Hartford has an option for  their workers comp policies to have a different billing method than the usual 10 pay.   It is a pay as you go system that has a smaller down payment.    It is based on actual monthly … Continue reading

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Cutting Corners

I am on the road a lot.  Between seeing clients and driving my kids around I get around the Houston area.  Sometimes the things I see just baffle me.  People that are trying to save time or they are running late do … Continue reading

Posted in Auto Insurance, Being prepared, Commercial Insurance, Home insurance, Hurricanes, Insurance Agent, Natural Disasters, Sugar Land Insurance, Traffic Accidents, Workers Compensation Insurance | Tagged , , , , , , , , | Comments Off on Cutting Corners

Age Discrimination and Baby Boomers

Reading through one of the business insurance magazines  that I get (yes it is terribly exciting) I found some notes and statistics that I thought were interesting.  A couple of the articles were talking about as the workforce ages because … Continue reading

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Friday news

Pearl Harbor remembered: http://www.foxnews.com/us/2012/12/07/pearl-harbor-heroes-remembered-on-71st-anniversary/ Unemployment numbers: http://www.gallup.com/poll/159104/unadjusted-unemployment-shoots-back.aspx Personal insurance rates are up: http://www.insurancejournal.com/news/national/2012/12/07/273171.htm Commercial insurance rates are up: http://www.insurancejournal.com/news/national/2012/12/06/273005.htm Texas workers comp notice: http://www.insurancejournal.com/news/southcentral/2012/12/06/273048.htm

Posted in Auto Insurance, Auto Insurance News, Commercial Auto Insurance, Commercial Insurance, Home insurance, Sugar Land Insurance, Workers Compensation Insurance | Tagged , , , , | Comments Off on Friday news
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