Category Archives: Uncategorized
How Agents and Carriers Can Play a Role in Reducing Distracted Driving
by Olivia Overman Distracted driving continued to be a leading cause of road accidents, according to the National Highway Traffic Safety Administration, with over 3,000 deaths in the U.S. estimated to be directly attributed to driver distraction in 2022. In addition to … Continue reading
Severe Convective Storms: A Preparedness Guide for Business Resilience
By Travelers Risk Control As a business owner, ensuring the safety of your employees and protecting your property is of utmost importance, especially in the face of severe convective storms. These unpredictable weather events can bring about destructive winds, … Continue reading
Medicare Part D Changes May Impact Creditable Coverage Status of Employer Plans
The Inflation Reduction Act of 2022 (IRA) includes several cost-reduction provisions affecting Medicare Part D plans, which may impact the creditable coverage status of employer-sponsored prescription drug coverage beginning in 2025. Employers that provide prescription drug coverage to individuals who … Continue reading
Educating Young Employees on Open Enrollment
Many employees need help with open enrollment. This is particularly true among younger workers, who typically have less experience selecting benefits than older generations that have been in the workforce longer. A study by insurance and employee benefits provider MetLife … Continue reading
FICA Reduction Redux – IRS Issues Guidance on Wellness Indemnity Payments
On June 9, 2023, the IRS released OCC Memo 202323006, which advises that wellness indemnity payments under a fixed indemnity insurance policy are wages for purposes of Federal Insurance Contributions Act (FICA) taxes, Federal Unemployment Tax Act (FUTA) taxes, and … Continue reading
Hurricane Season Is Here, Are You Ready?
We can’t prevent them from coming our way, but now is the time to assess your preparedness for the 2023 storm season. With the season running from June 1 to November 30, coastal and inland region homeowners must prepare for … Continue reading
Fourth of July Safety Tips for Pet Owners and Homeowners
Fourth of July can be ruff for pets. While fireworks, grilling, and outdoor gatherings add a certain spark to our July 4th celebrations, they’re known to pose potential hazards for not just our furry friends, but for everyone if not … Continue reading
DRIVER SAFETY: DISTRACTIONS April is distracted driving awareness month. Distracted driving is driving while doing another activity that takes your attention away from the road, and can greatly increase the chance of a motor vehicle crash. There are three main … Continue reading
Alert to Dog Owners: Bite Claims Getting More Expensive
While the number of dog bite claims has dipped, the cost of dog bite claims has been growing significantly, new data from the Insurance Information Institute shows. Last year, the number of claims decreased 2.2%, but claim costs grew 32% to … Continue reading
S-M-A-R-T Tips for Preventing Distracted Driving
As the parent of a new teen driver, there’s plenty to worry about. You might question your teen’s skills behind the wheel. Or you’re concerned they’ll become distracted by a cellphone, other passengers or trying to eat while on … Continue reading
