Tag Archives: Insurance

Insurance Explained: : What Are “Named Perils”?

When it comes to home insurance, policies can come with a lot of industry jargon. But it’s important to understand the different terms and coverage options available. One common term you may come across is “Named Perils.” These are specific … Continue reading

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Health Care Costs Projected to Grow 7% in 2024

Health care costs are expected to grow 7% in 2024 due to rising pharmaceutical expenses driven by specialty drugs and insurers increasing rates in response to inflation, according to an annual report from professional services firm PricewaterhouseCoopers (PwC). This trend … Continue reading

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What Is Loss of Use Coverage in Homeowners Insurance?

Imagine your home is damaged and you have no choice but to temporarily leave it while repairs are underway. The question arises: Where would you stay? Will the cost of a hotel or temporary apartment fit into your budget? This … Continue reading

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Strategies for Identifying and Resolving Gaps in Benefits Offerings

In today’s competitive employment landscape, many organizations recognize that employees are their most valuable asset. To attract and retain top talent, employers must go beyond competitive salaries and create holistic and meaningful employee benefits packages that address diverse workforce needs. … Continue reading

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IRS Releases Final Rule to Fix ACA’s Family “Glitch”

On October 13, 2022, the IRS finalized regulations (the “Final Rule”) intended to revise the method of determining affordability under the Affordable Care Act (ACA) for an employee’s family members by considering whether the coverage offered by the employer to … Continue reading

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Combating Rising Benefits Costs During Periods of High Inflation

The U.S. inflation rate has increased by 8.3% over the last year, according to the Bureau of Labor Statistics (BLS). This has led to significant price increases across various consumer goods as well as employee benefits such as health insurance. … Continue reading

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HR’s Role in Preventing Cyberattacks

Cyberattacks are a growing concern for employers across the globe but especially for those in the United States. According to the Identity Theft Resource Center, the number of reported U.S. data breaches rose 68% between 2020 and 2021, increasing to … Continue reading

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Agencies Issue Guidance on Coverage of OTC COVID-19 Tests

On Jan. 10, 2022, the Depts. of Labor, Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC) COVID-19 diagnostic tests. Legal Requirements Plans … Continue reading

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UNDERSTANDING THE FLU SEASON AND COVID-19

This year’s influenza (flu) season is expected to be active amid the COVID-19 pandemic. Flu season usually begins in October and peaks between December and February. As we’re amid the second flu season during the pandemic, it’s even more important … Continue reading

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2022 Open Enrollment Checklist Presentation

To prepare for open enrollment, group health plan sponsors should be aware of the legal changes affecting the design and administration of their plans for plan years beginning on or after Jan. 1, 2022. This presentation aims to help employers … Continue reading

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