Category Archives: Home insurance
New State Laws Affecting TWIA
New Laws Impacting Agents and Policy Issuance Policyholder Payment Grace Period: Before the legislative session, TWIA’s Board outlined several recommendations for the Texas Legislature on how to improve TWIA’s operations. House Bill 2920 is based on one of those recommendations … Continue reading
STORM PREP SAFETY AND CHECKLIST
The official start of Hurricane Season is June 1. And we all know Mother Nature can really pack a punch. Stay safe and prepare with these tips and guides. Be ready for whatever weather comes your way Basic Disaster Supplies List … Continue reading
Client Alert!
Departments Adopt Non-Enforcement Policy on Drug Manufacturer Coupons On August 26, 2019, the Departments of Labor (DOL), Health and Human Services (HHS), and Treasury released an FAQ that provides guidance to employers, plan sponsors and health insurance issuers regarding a … Continue reading
Back-to-School Insurance tips for Parents & Students!
It’s that time of year – back to business, sending your kids off to college for the new school year. Whether they live on campus or off campus, here are some tips for an accident prepared semester! Home & Living: … Continue reading
2019 HB2102: Prohibition against “Deductible Eaters”
The waiving deductible practices of some contractors has been a widespread issue throughout Texas and other states. Policyholders are duped into fraudulent insurance claims with promise of “rebates, deductible waivers, credit” for their business. Most commonly done in the roofing … Continue reading
NOAA Predicts a near-normal year for hurricane season
Preparing for the 2019 Hurricane Season NOAA predicts a near-normal year The 2019 hurricane season has officially begun and will last until November 30. The National Oceanic and Atmospheric Administration (NOAA) predicts a near-normal hurricane season for the Atlantic this … Continue reading
Hurricane season is coming
August will mark 2 years since Harvey. Some repairs are finished. Some people have sold their homes in different stages of repair. I know a couple people that had to demolish their home and build another house with a higher … Continue reading
Harvey Claims
The anniversary of the date Hurricane Harvey made landfall on the Texas coast is quickly approaching on August 25, 2018. Texas law requires TWIA policyholders to report claims for windstorm damage within one year of the date the property was … Continue reading
2018 Hurricane prediction
A scientist with the Global Weather Oscillations is predicting the 2018 Atlantic hurricane season to be somewhat of a repeat of 2017. Claiming this year will bring more devastating storms. According to the GWO, a storm prediction company, this year’s … Continue reading
Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the … Continue reading
