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Category Archives: Being prepared

2018 Hurricane prediction

A scientist with the Global Weather Oscillations is predicting the 2018 Atlantic hurricane season to be somewhat of a repeat of 2017.   Claiming this year will bring more devastating storms.  According to the GWO, a storm prediction company, this year’s … Continue reading

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    Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the … Continue reading

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Tis the season…for hurricanes

It is that time of year once again.  Storm season kicked off with a nice little tropical storm Cindy.   The majority of it missed us but it sure got the attention of the  insurance companies.  I received dozens of emails … Continue reading

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Data Breach

The Hartford data breach video Very few people ask me about data breach coverage.   There is coverage available from a number of companies.    Some companies like The Hartford can build it into your Business owners policy.  Others can do … Continue reading

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Cutting Corners

I am on the road a lot.  Between seeing clients and driving my kids around I get around the Houston area.  Sometimes the things I see just baffle me.  People that are trying to save time or they are running late do … Continue reading

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Customer Service Can Make The Big Difference When Looking For Insurance

It has taken many years of hard work to build a strong financial base for your family; as a result you want to be sure that you are protected. Because disasters and accidents happen, if you are not properly insured, … Continue reading

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Tips Every New Parent Should Know

Whether you are expecting, preparing to adopt or already have children, it is important to make sure your family is legally protected. It is never too early to prepare for your children’s future, but waiting to prepare could be disastrous. … Continue reading

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Flood Insurance Reform

Questions about the Biggert-Waters Flood Insurance Reform Act of 2012 1. What is the Biggert-Waters Flood Insurance Reform Act of 2012? Answer: The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) is a law passed by Congress and signed by … Continue reading

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National Hurricane Preparedness Week

From NOAA: In its 2013 Atlantic hurricane season outlook, NOAA’s Climate Prediction Centeris forecasting an active or extremely active season this year. For the six-month hurricane season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a 70 percent likelihood … Continue reading

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Data Breach Coverage

One of the coverages that more and more insurance companies are starting to offer is data breach coverage.  Each insurance company has a different name or endorsement for it but it basically covers the same thing.   Hartford was one of … Continue reading

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