Category Archives: Insurance Agent
The Benefits of Personal Umbrella Insurance
According to the National Highway Traffic Safety Administration (NHTSA), the days preceding Thanksgiving kick off a busy – and potentially dangerous – holiday travel season. In addition to just the sheer volume of cars on the road, speeding, distracted driving … Continue reading
Number of Uninsured Drivers Increases as Rates Rise 5.9% in H1 2023
By Will Jones As personal auto insurance rates continue to accelerate upward, drivers are at a crossroads. Some are taking to the market to find cheaper rates—while others are choosing to drive without coverage. Auto insurance premiums have increased at … Continue reading
DRIVER SAFETY: DISTRACTIONS April is distracted driving awareness month. Distracted driving is driving while doing another activity that takes your attention away from the road, and can greatly increase the chance of a motor vehicle crash. There are three main … Continue reading
Agencies Issue Guidance on the End of the COVID-19 Emergencies (Revised based on the President’s Signature of H.J.Res. 7 on April 10, 2023)
On January 30, 2023, President Biden issued a Statement of Administration Policy announcing his intent to end the COVID-19 national and public health emergencies on May 11, 2023. However, on April 10, 2023, the President signed H.J.Res. 7, which … Continue reading
Alert to Dog Owners: Bite Claims Getting More Expensive
While the number of dog bite claims has dipped, the cost of dog bite claims has been growing significantly, new data from the Insurance Information Institute shows. Last year, the number of claims decreased 2.2%, but claim costs grew 32% to … Continue reading
S-M-A-R-T Tips for Preventing Distracted Driving
As the parent of a new teen driver, there’s plenty to worry about. You might question your teen’s skills behind the wheel. Or you’re concerned they’ll become distracted by a cellphone, other passengers or trying to eat while on … Continue reading
IRS Releases Final Rule to Fix ACA’s Family “Glitch”
On October 13, 2022, the IRS finalized regulations (the “Final Rule”) intended to revise the method of determining affordability under the Affordable Care Act (ACA) for an employee’s family members by considering whether the coverage offered by the employer to … Continue reading
2023 HSA Contribution Limits, HDHP Deductible, and Out-of-Pocket Limits
In Rev. Proc. 2022-24, the IRS released the inflation adjusted amounts for 2023 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits. 2023 2022 Change Annual … Continue reading
Wearable Technology and the Workforce
Wearable technology isn’t a new feature. For years, personal gadgets such as smartwatches have been gaining popularity among people who want better insight into their health trends. According to Pew Research Center data, nearly 1 in 5 Americans (21%) say … Continue reading
UNDERSTANDING THE FLU SEASON AND COVID-19
This year’s influenza (flu) season is expected to be active amid the COVID-19 pandemic. Flu season usually begins in October and peaks between December and February. As we’re amid the second flu season during the pandemic, it’s even more important … Continue reading
