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Category Archives: Insurance Agent

Back-to-School Insurance tips for Parents & Students!

It’s that time of year – back to business, sending your kids off to college for the new school year. Whether they live on campus or off campus, here are some tips for an accident prepared semester! Home & Living: … Continue reading

Posted in Auto Insurance, Being prepared, Home insurance, Insurance Agent, Sugar Land Insurance, Teenage Drivers, Traffic Accidents, Uncategorized | Tagged , , , , , , , , , , , , , , , | Comments Off on Back-to-School Insurance tips for Parents & Students!

2019 HB2102: Prohibition against “Deductible Eaters”

The waiving deductible practices of some contractors has been a widespread issue throughout Texas and other states.  Policyholders are duped into fraudulent insurance claims with promise of “rebates, deductible waivers, credit” for their business. Most commonly done in the roofing … Continue reading

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2020 HSA Contributions

IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits In Rev. Proc. 2019-25, the IRS released the inflation adjusted amounts for 2020 relevant to HSAs and high deductible health plans (HDHPs). The table below summarizes those adjustments … Continue reading

Posted in Affordable Care Act, health care reform, Health Insurance, Health Reform News, Insurance Agent, Obamacare | Tagged , , , , , , , , , , | Comments Off on 2020 HSA Contributions

Hurricane season is coming

August will mark 2 years since Harvey.   Some repairs are finished.  Some people have sold their homes in different stages of repair.  I know a couple people that had to demolish their home and build another house with a higher … Continue reading

Posted in Being prepared, Flood Insurance, Home insurance, Hurricanes, Insurance Agent, Local events, Natural Disasters, Sugar Land Insurance | Tagged , , , , , , , , , | Comments Off on Hurricane season is coming

Client alert post

CMS Extends Transition Relief for Non-Compliant Plans through 2020 On March 25, 2019, the Centers for Medicare & Medicaid Services (CMS) announced a one-year extension to the transition policy (originally announced November 14, 2013 and extended five times since) for individual … Continue reading

Posted in Affordable Care Act, health care reform, Health Insurance, Health Reform News, Insurance Agent, Obamacare, Sugar Land Insurance | Tagged , , , , , , , | Comments Off on Client alert post

2019 Health Plan Compliance Deadlines

2019 Health Plan Compliance Deadlines Employers must comply with numerous reporting and disclosure requirements throughout the year in connection with their group health plans. This Compliance Overview explains key 2019 compliance deadlines for employer-sponsored group health plans. It also outlines … Continue reading

Posted in Affordable Care Act, health care reform, Health Insurance, Health Reform News, Insurance Agent, Obamacare, Sugar Land Insurance, Taxes | Tagged , , , , , , , , , | Comments Off on 2019 Health Plan Compliance Deadlines

Acceptable Reasons for Termination

Clients ask me from time to time about different things and this recently came up.  Here is some information from The Hartford’s website.  Texas is an “at will” work state as far as I know.  But I am not sure how that … Continue reading

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EEOC’s Status Report in AARP v. EEOC

  EEOC’s Status Report in AARP v. EEOC Creates Uncertainty for Wellness Programs In its March 30 status report to the U.S. District Court for the District of Columbia in American Association for Retired Persons (AARP) v. EEOC, the EEOC … Continue reading

Posted in Affordable Care Act, Commercial Insurance, health care reform, Health Insurance, Health Reform News, Insurance Agent, Obamacare, Sugar Land Insurance | Tagged , , , , , , , | Comments Off on EEOC’s Status Report in AARP v. EEOC

2018 Hurricane prediction

A scientist with the Global Weather Oscillations is predicting the 2018 Atlantic hurricane season to be somewhat of a repeat of 2017.   Claiming this year will bring more devastating storms.  According to the GWO, a storm prediction company, this year’s … Continue reading

Posted in Being prepared, Boat Insurance, Commercial Auto Insurance, Commercial Insurance, Flood Insurance, Home insurance, Hurricanes, Insurance Agent, Local events, Natural Disasters, Sugar Land Insurance | Tagged , , , , , , | Comments Off on 2018 Hurricane prediction

    Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the … Continue reading

Posted on by hoffman | Comments Off on UNDERSTANDING HOME REPLACEMENT COST
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