Category Archives: Being prepared

Tips Every New Parent Should Know

Whether you are expecting, preparing to adopt or already have children, it is important to make sure your family is legally protected. It is never too early to prepare for your children’s future, but waiting to prepare could be disastrous. … Continue reading

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Flood Insurance Reform

Questions about the Biggert-Waters Flood Insurance Reform Act of 2012 1. What is the Biggert-Waters Flood Insurance Reform Act of 2012? Answer: The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) is a law passed by Congress and signed by … Continue reading

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National Hurricane Preparedness Week

From NOAA: In its 2013 Atlantic hurricane season outlook, NOAA’s Climate Prediction Centeris forecasting an active or extremely active season this year. For the six-month hurricane season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a 70 percent likelihood … Continue reading

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Data Breach Coverage

One of the coverages that more and more insurance companies are starting to offer is data breach coverage.  Each insurance company has a different name or endorsement for it but it basically covers the same thing.   Hartford was one of … Continue reading

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Hurricane outlook

an email from one of my insurance company reps stated: NOAA Hurricane Forecast:  The National Oceanic and Atmospheric Administration (NOAA) has issued its forecast for the 2012 Atlantic Hurricane Season. NOAA is forecasting 9-15 named storms, 4-8 hurricanes and 1-3 … Continue reading

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Comprehensive and Collision Auto Coverage

When someone tells you they have liability only it usually means they do not have comprehensive and collision coverage on their car.  The short answer:  if there car is stolen or if they are in a wreck that is their … Continue reading

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Auto Insurance explained: UM/UIM

 Uninsured and underinsured auto insurance coverage helps cover you, your car, and any passengers when another person is at fault and either doesn’t have insurance or their limits aren’t high enough to cover the damages.  I have read from a … Continue reading

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House approves renewing Flood Insurance Program

The House of Representative has approved a bill to reauthorize the federal flood insurance program (NFIP)  for another 5 years taking it into 2016.  It will go before Obama in September for his signature.  It changes a few things to … Continue reading

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Long Term Care

  Long term care insurance isn’t a topic that has come up very often in the past.  Long term care insurance isn’t as popular as auto insurance or health insurance, but we are seeing a steady increase in requests for … Continue reading

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National Hurricane Awareness Week: May 22-28th

 National Hurricane Awareness Week: May 22-28th  Let me preface this by saying I am not all doom and gloom, but we do deal with and hear about accidents,  injuries, fires, flooding, etc on a regular basis.  So I feel that … Continue reading

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