Category Archives: Being prepared
Tips Every New Parent Should Know
Whether you are expecting, preparing to adopt or already have children, it is important to make sure your family is legally protected. It is never too early to prepare for your children’s future, but waiting to prepare could be disastrous. … Continue reading
Flood Insurance Reform
Questions about the Biggert-Waters Flood Insurance Reform Act of 2012 1. What is the Biggert-Waters Flood Insurance Reform Act of 2012? Answer: The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) is a law passed by Congress and signed by … Continue reading
National Hurricane Preparedness Week
From NOAA: In its 2013 Atlantic hurricane season outlook, NOAA’s Climate Prediction Centeris forecasting an active or extremely active season this year. For the six-month hurricane season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a 70 percent likelihood … Continue reading
Data Breach Coverage
One of the coverages that more and more insurance companies are starting to offer is data breach coverage. Each insurance company has a different name or endorsement for it but it basically covers the same thing. Hartford was one of … Continue reading
Hurricane outlook
an email from one of my insurance company reps stated: NOAA Hurricane Forecast: The National Oceanic and Atmospheric Administration (NOAA) has issued its forecast for the 2012 Atlantic Hurricane Season. NOAA is forecasting 9-15 named storms, 4-8 hurricanes and 1-3 … Continue reading
Comprehensive and Collision Auto Coverage
When someone tells you they have liability only it usually means they do not have comprehensive and collision coverage on their car. The short answer: if there car is stolen or if they are in a wreck that is their … Continue reading
Auto Insurance explained: UM/UIM
Uninsured and underinsured auto insurance coverage helps cover you, your car, and any passengers when another person is at fault and either doesn’t have insurance or their limits aren’t high enough to cover the damages. I have read from a … Continue reading
House approves renewing Flood Insurance Program
The House of Representative has approved a bill to reauthorize the federal flood insurance program (NFIP) for another 5 years taking it into 2016. It will go before Obama in September for his signature. It changes a few things to … Continue reading
Long Term Care
Long term care insurance isn’t a topic that has come up very often in the past. Long term care insurance isn’t as popular as auto insurance or health insurance, but we are seeing a steady increase in requests for … Continue reading
National Hurricane Awareness Week: May 22-28th
National Hurricane Awareness Week: May 22-28th Let me preface this by saying I am not all doom and gloom, but we do deal with and hear about accidents, injuries, fires, flooding, etc on a regular basis. So I feel that … Continue reading