Category Archives: Being prepared
2019 HB2102: Prohibition against “Deductible Eaters”
The waiving deductible practices of some contractors has been a widespread issue throughout Texas and other states. Policyholders are duped into fraudulent insurance claims with promise of “rebates, deductible waivers, credit” for their business. Most commonly done in the roofing … Continue reading
NOAA Predicts a near-normal year for hurricane season
Preparing for the 2019 Hurricane Season NOAA predicts a near-normal year The 2019 hurricane season has officially begun and will last until November 30. The National Oceanic and Atmospheric Administration (NOAA) predicts a near-normal hurricane season for the Atlantic this … Continue reading
Hurricane season is coming
August will mark 2 years since Harvey. Some repairs are finished. Some people have sold their homes in different stages of repair. I know a couple people that had to demolish their home and build another house with a higher … Continue reading
Harvey Claims
The anniversary of the date Hurricane Harvey made landfall on the Texas coast is quickly approaching on August 25, 2018. Texas law requires TWIA policyholders to report claims for windstorm damage within one year of the date the property was … Continue reading
2018 Hurricane prediction
A scientist with the Global Weather Oscillations is predicting the 2018 Atlantic hurricane season to be somewhat of a repeat of 2017. Claiming this year will bring more devastating storms. According to the GWO, a storm prediction company, this year’s … Continue reading
Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the … Continue reading
Tis the season…for hurricanes
It is that time of year once again. Storm season kicked off with a nice little tropical storm Cindy. The majority of it missed us but it sure got the attention of the insurance companies. I received dozens of emails … Continue reading
Data Breach
The Hartford data breach video Very few people ask me about data breach coverage. There is coverage available from a number of companies. Some companies like The Hartford can build it into your Business owners policy. Others can do … Continue reading
Cutting Corners
I am on the road a lot. Between seeing clients and driving my kids around I get around the Houston area. Sometimes the things I see just baffle me. People that are trying to save time or they are running late do … Continue reading
Customer Service Can Make The Big Difference When Looking For Insurance
It has taken many years of hard work to build a strong financial base for your family; as a result you want to be sure that you are protected. Because disasters and accidents happen, if you are not properly insured, … Continue reading
