Author Archives: Hoffman Insurance Group
Tips Every New Parent Should Know
Whether you are expecting, preparing to adopt or already have children, it is important to make sure your family is legally protected. It is never too early to prepare for your children’s future, but waiting to prepare could be disastrous. … Continue reading
Flood Insurance Reform
Questions about the Biggert-Waters Flood Insurance Reform Act of 2012 1. What is the Biggert-Waters Flood Insurance Reform Act of 2012? Answer: The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) is a law passed by Congress and signed by … Continue reading
National Hurricane Preparedness Week
From NOAA: In its 2013 Atlantic hurricane season outlook, NOAA’s Climate Prediction Centeris forecasting an active or extremely active season this year. For the six-month hurricane season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a 70 percent likelihood … Continue reading
Employement Practices Liability Coverage
EPL covers not only actual but also alleged acts of discrimination, harassment, retaliation, wrongful termination and other similar acts. 2. 3 out of 5 employers are sued by former employees every year. 3. Over 40% of EPL claims are against … Continue reading
Employment Practices Liability Insurance
Employment Practices Liability Insurance What is EPLI? Employment Practices Liability is an area of United States law that deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law … Continue reading
Data Breach Coverage
One of the coverages that more and more insurance companies are starting to offer is data breach coverage. Each insurance company has a different name or endorsement for it but it basically covers the same thing. Hartford was one of … Continue reading
Health Care Reform Notices
The Department of Labor (DOL) has released 3 model notices as a result of changes under Health Care Reform: Exchange Model Notice for Employers Who Offer a Health Plan to Some or All Employees (must be distributed to current employees … Continue reading
Unpaid Interns
Unpaid Internships: What Employers Need to Know About the Fair Labor Standards Act Summer is a popular time for hiring interns, but did you know that internships are most often considered ’employment’ subject to the federal minimum wage and overtime … Continue reading
Healthcare early renewal options
Effective January 1, 2014 the healthcare landscape will dramatically change due to the implementation of the Affordable Care Act (health care reform). All plans renewing in 2014 will be required to offer benefits that meet the new ACA mandates which … Continue reading
Age Discrimination and Baby Boomers
Reading through one of the business insurance magazines that I get (yes it is terribly exciting) I found some notes and statistics that I thought were interesting. A couple of the articles were talking about as the workforce ages because … Continue reading
