Category Archives: Commercial Insurance
Cutting Corners
I am on the road a lot. Between seeing clients and driving my kids around I get around the Houston area. Sometimes the things I see just baffle me. People that are trying to save time or they are running late do … Continue reading
Small Business Tax Credits for Health Insurance
If you need help with your company’s health insurance give us a call. You may qualify for employer health care tax credits if you have fewer than 25 full-time equivalent employees making an average of about $50,000 a year or … Continue reading
National Hurricane Preparedness Week
From NOAA: In its 2013 Atlantic hurricane season outlook, NOAA’s Climate Prediction Centeris forecasting an active or extremely active season this year. For the six-month hurricane season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a 70 percent likelihood … Continue reading
Employement Practices Liability Coverage
EPL covers not only actual but also alleged acts of discrimination, harassment, retaliation, wrongful termination and other similar acts. 2. 3 out of 5 employers are sued by former employees every year. 3. Over 40% of EPL claims are against … Continue reading
Healthcare early renewal options
Effective January 1, 2014 the healthcare landscape will dramatically change due to the implementation of the Affordable Care Act (health care reform). All plans renewing in 2014 will be required to offer benefits that meet the new ACA mandates which … Continue reading
Age Discrimination and Baby Boomers
Reading through one of the business insurance magazines that I get (yes it is terribly exciting) I found some notes and statistics that I thought were interesting. A couple of the articles were talking about as the workforce ages because … Continue reading
Friday news
Pearl Harbor remembered: http://www.foxnews.com/us/2012/12/07/pearl-harbor-heroes-remembered-on-71st-anniversary/ Unemployment numbers: http://www.gallup.com/poll/159104/unadjusted-unemployment-shoots-back.aspx Personal insurance rates are up: http://www.insurancejournal.com/news/national/2012/12/07/273171.htm Commercial insurance rates are up: http://www.insurancejournal.com/news/national/2012/12/06/273005.htm Texas workers comp notice: http://www.insurancejournal.com/news/southcentral/2012/12/06/273048.htm
NCCI modifier changes
An article that was sent via LinkedIn from businessinsurance.com. It talks about changes that are coming in the new year to the way your experience modifier is going to be calculated for workers comp policies. Short explanation: companies with … Continue reading
Texas Mutual dividend announcement
Board approves $150M dividend distribution On May 23, 2012, Texas Mutual's board of directors approved the company's $150 million individual policyholder dividend plan. Pending Texas Department of Insurance approval, they plan to begin distributing dividends in late July. This is the 14th … Continue reading
Independent Insurance Agency
We are an independent insurance agency on the southwest freeway in Sugar Land that represents multiple insurance companies on all lines of insurance. Captive insurance agencies are agencies that only work for one insurance company. Therefore they are typically only … Continue reading