The Hartford data breach video
Very few people ask me about data breach coverage. There is coverage available from a number of companies. Some companies like The Hartford can build it into your Business owners policy. Others can do a stand alone policy. With the amount of breaches that reach the news it is something you should consider for your business.
Coverage that provides protection if the sensitive personal information (eg: social security number, debit/credit card information) you collect or store on employees or customers is lost or stolen.
A data breach is not always caused by a hacker from three continents away. Your business is exposed if, for example:
• An employee fails to shred
sensitive client records before
they’re thrown away.
• A laptop storing sensitive customer
information is lost or stolen.