Insurance Agent – General Liability Insurance

General liability insurance is essential protection for your business, acting as a shield against common risks that could lead to financial trouble. Imagine a customer tripping in your store or your product accidentally damaging someone’s property – these situations could lead to costly lawsuits. General liability helps cover legal defense, settlements, and medical expenses, protecting your business from potentially devastating financial burdens. It also safeguards against claims of libel, slander, and copyright infringement, which are especially relevant in today’s digital world. Think of it as comprehensive protection against everyday business risks, covering everything from customer injuries on your premises to accidental property damage caused by your operations. With this coverage in place, you can focus on running your business with confidence, knowing you’re prepared for the unexpected.

There are several forms of general liability, such as Business Owners Policy (BOP) and Commercial Package Policy (CPP). You can also choose between variations, which can vary from occurrence-based policy to claims-made policy. Choosing the best insurance for your business is a crucial part of the process when it comes to protecting your business.

General Liability covers your negligence in your business operations and will pay for an attorney to defend you. Hoffman Insurance Group will shop multiple insurance companies to find the General Liability Insurance coverage that best fits your needs.

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